When hiring a building contractor in Canada, it’s important to ensure they have the necessary registrations, insurances, and certifications to perform the work legally and safely. Here are some important ones to look for:
- Business Registration: Verify that the contractor has a registered business name and is in good standing with the government of your province. You can check their business registration through the Ministry of Government and Consumer Services or through online business directories.
- Contractor License: In Ontario, certain types of construction work require a contractor license, such as electrical, plumbing, or HVAC (heating, ventilation, and air conditioning). Ensure the contractor holds the appropriate license for the specific trade they will be working on. Check your province for regulations.
- Workplace Safety Insurance: The contractor should have valid Workplace Safety and Insurance Board (WSIB) coverage. WSIB provides compensation and benefits to workers in case of injury or illness on the job. You can verify the contractor’s WSIB coverage by requesting their clearance certificate or checking online through the WSIB website. Also, to make sure the contractor is still registered and in good standing with WSIB, request that he/she provide a clearance certificate from the board.
- Liability Insurance: It is essential that the contractor carries liability insurance to protect against property damage or personal injury that may occur during the construction process. Request a certificate of insurance and ensure it covers the duration of the project. Furthermore, if you are getting a house built, your contractor has to provide builders insurance for the said project. This will protect you from any loss by fire, theft, vandalism, etc.
- Building Permits: Before hiring a contractor, confirm that they are knowledgeable about building permits and understand the process. They should be able to guide you through obtaining the necessary permits for your specific project and be willing to take on the responsibility of obtaining them on your behalf.
- Trade Certifications: Depending on the nature of the work, the contractor may need specific trade certifications or memberships in professional associations. Examples include the Ontario College of Trades (for various skilled trades) or memberships in associations like the Ontario Home Builders’ Association. (Or the province of your location)
- References and Portfolio: Request references from previous clients and ask to see examples of their past work. This allows you to gauge the contractor’s experience, craftsmanship, and professionalism.
- Written Contracts: Ensure the contractor provides a written contract that clearly outlines the scope of work, project timelines, payment terms, and any warranties or guarantees. A real estate agent will tell you Location, location, location, and for contracts it’s Details. details, details.
By verifying these registrations, insurances, certifications, and documentation, you can have more confidence in hiring a reputable and qualified building contractor in Ontario, Canada. It is always wise to consult with legal or industry professionals for specific advice tailored to your situation and requirements.